FNB Personal Loans – From time to time we all need some extra cash for different reasons. It could be cash to pay for medical expenses, home improvements, school fees, a vacation or any other emergency. If you are in this situation why not apply for FNB personal loans.
FNB personal loans range between R1 000 and R200 000 with up to 60 months to pay.
The month of January is usually a bad financial month and FNB knows that and that why they will allow you to take a break during that month from repaying your instalment.
With FNB personal loans you are also allowed to settle your account early or make additional payments without incurring penalties.
Your needs are taken into consideration. In addition, you will get interest rate tailored for you. The interest rate will be fixed which mean your monthly repayments will not change. This helps you with better budgeting.
FNB will make sure you are covered wit their credit insurance. This will settle any outstanding amount on your loan in the event of death or disability.
Requirements For FNB Personal Loans
- Valid South African ID
- Between the age of 18 and 65
- You must be a permanent SA resident
- Latest payslip
- 3 months bank statements if you do not bank with FNB and 6 months for Non-FNB clients who are self-employed
- Proof of residence
- You must be permanently employed or self-employed
Applying for FNB personal loans is easy and simple. You can apply online which saves you on time usually spent in queues at branches. Other ways to apply include via FNB Banking App, cellphone banking and at an ATM. You can also contact them using the details below or visit your nearest branch.
FNB Personal Loans Contact Details
For more information on FNB personal loans you can visit their website www.fnb.co.za. Alternatively, you can call them on 0860 100 762.