Life is full of surprises and you never know when you will need some extra cash. Get a Standard Bank credit card and be in a position to meets any unexpected expenses you might encounter.
A credit card allows you to use funds that are not in your bank account up to an approved limit. How much limit you get will depend on the type of card and your credit record and affordability.
The Standard Bank Credit Card is all about convenience. It gives you access to money you can spend safely and easily in-store, online or overseas. Whatever you do Standard Bank has a credit card with the benefits you are looking for.
Different individual will earn different amount and will have different needs. Standard Bank is aware of this and offers different options of the Standard Bank Credit Card to meets different needs. The options available are the Gold Credit Card, World Citizen Credit Card, Titanium Credit Card and Platinum Credit Card.
Gold Credit Card
To get this card you have to earn R5 000 or more per month. Applicants must be 18 years or older. Credit limit of up to R100 000. How much is approved depends on your credit record. Holders benefit from personalised interest rates. There are not transaction fees when you swipe to purchase.
Collect UCount rewards points every time you swipe your Standard Bank Credit Card.
Wold Citizen Credit Card
Holders can use this card as a passport to new experiences wherever their journey takes them. To qualify for this card you need to earn a monthly income of R25 000 or more. Applicants must also be 18 years or older. This is an ideal credit card for frequent travellers. You will get to enjoy 24 complimentary lounge access at over 800 airports. Credit limit of up to R250 000. One benefit is that you get a personalised interest rate. You also get up to 55 days interest-free credit.
Titanium Credit Card
To qualify for this card you need to earn a monthly salary of R25 000 or more. You must also be 18 years or older. With this credit card, your banking needs are supported by a team of bankers, even after hours and weekends. Credit limit of up to R150 000.Amongst the benefits are personalised interest rate and and up to 55 days of interest-free credit.
Platinum Credit Card
This credit card can be yours if you earn R58 000 or more per month. You must be 18 years or older. As a card holder your needs will be supported by dedicated consultants. Credit limit of up to R250 000. You enjoy 12 complimentary lounge access at Bidvest lounge in South Africa. Benefits include personalised interest rate and up to 55 days of interest-free credit.
You can apply for a Standard Bank Credit card through any one of three ways. You can either apply online or call them or visit your nearest Standard Bank branch.
Standard Bank Credit Card Contact Details
For more information of the different credit card offered by Standard Bank visit their website www.standardbank.co.za or call them on 0861 201 000.