With a 151 year history in South Africa Standard bank has established itself as one of the biggest credit services providers in South Africa. The Standard Bank Personal Loan is what you need if you are looking for some extra cash.
Standard Bank offers personal loans of up to R300 000. How much you qualify for depends on your credit record and affordability.
The repayment terms are flexible. You can choose to repay your loan over 12 to 72 months.
It could be cash for wedding, school fees, funeral, vacation, furniture or any other emergency this loan is for you.
One of the benefits of getting a Standard Bank Personal Loan include getting competitive rates. Also included is a quick and hassle free application process.
Another benefits is that there no early termination fees.
The fixed minimum monthly repayments enable you to budget more effectively.
Amongst the benefits if that you get personalised interest rate.
Sometimes it can be scary to take out a loan as we are afraid of not managing repayment in the event of an unforeseen occurrence. Well, with the Standard Bank Personal Loan we need not worry about that as the bank provides credit life insurance. This will pay off your loan in the event of retrenchment, death, temporary or permanent disability.
Dealing with Standard bank you can be guaranteed of professionalism and good service from them. Phone them to apply for the Standard Bank Personal Loan today.
Application can be done online on their website. Alternatively, visit any of their branches nearest to you. If you need more information you can also call them using the details below.
If you visit one of their branches to apply for the loan make sure you carry the correct documentation to avoid disappointment.
Standard Bank Personal Loan Qualifying Criteria
- To qualify for a loan you must be a South African citizen
- You must be between the age of 18-65
- Applicants have to be formally employed
- You must have a gross income of R3 000 or more
- Have a bank account
The Documentation Required
- South African ID
- Latest payslip
- Proof of residence
- 2 months bank statements if you do not bank with Standard Bank
You can dial *120*5626# to check how much you could qualify for.
Standard Bank Personal Loan Contact Details
For more information on the Standard Bank personal loan you can visit their website www.standardbank.co.za or call them on 0860 123 000. You can also contact them via e-mail by sending a e-mail to firstname.lastname@example.org and a consultant will respond to you.