Standard Bank Personal Loans – Life can be miserable when you are looking for extra cash. Sometimes you could run out of ideas as where to go for extra cash. Standard Bank personal loans could be what you need to turn to for the extra cash you are looking for. It could be cash to pay for medical expenses, school fees, vehicle repairs, home improvements or a vacation. Whatever your needs are with Standard Bank personal loans you are able to choose a fixed or flexible term loan that best suits your needs.
You can check how much you qualify for online and with their online calculator you can also check how much your monthly payment will be. Some off the factors that will determine how much you qualify for will include your credit record and affordability.
Some of the benefits you will get to enjoy when you apply for Standard Bank personal loans is peace of mind. You will get peace of mind from knowing that you are dealing with one of the biggest credit services providers in South Africa. Standard Bank has over 152 years of experience and you will certainly benefit from the experience gained over the years. They also operate within the guidelines of the National Credit Act.
Other benefits of Standard Bank personal loans include the choice you get to pay your loan over 12 to 60 months. How you use your loan is entirely up to you. Standard Bank will take your needs into consideration and will give you a solution that meets those needs. In addition to this you will get a personalised interest rate with a maximum of 24% per annum. Standard Bank personal loans come with the option of extending or revolving your loan term. You are not charged early termination fees. Amongst the benefits is the increment of your rewards tier as a Ucount member.
Requirements To Qualify For Standard Bank Personal Loans
- You must be between the ages of 18 and 65
- You must be a South African citizen
- A copy of your ID
- You must be formally employed with gross income of R3 000 or more
- 3 months bank statements
- Proof of income
- Proof of residence
- You must have a bank account
Application for Standard Bank Personal Loans can be done online or you can visit your nearest Standard Bank branch.
Standard Bank Personal Loans Contact Details
To get more information on Standard Bank Personal loans you can visit their website www.standardbank.co.za. Alternatively you can call them on 0860 123 000 or email to firstname.lastname@example.org